As the Indian consumer increases their use of digital technologies and services, we see an increase in cyber threats being faced by Indians. A core factor that causes this increase in cybersecurity threats is the value of data in this digital economy.
In recent years it has been found that data, or at least certain kinds of sensitive data, is the most valuable asset, priced even higher than oil. This makes it very lucrative to cybercriminals to target a booming digital economy like India’s, where cybersecurity and digital protection services are nascent, paired with a lack of awareness with regards to cybersecurity at a consumer level.
This festive season Cyberior will shed light on the digital evils that plague both individuals and organizations alike. Cyberior allows users to protect themselves in this new age of digital evils such as malware infection, phishing scams, digital identity theft, credit fraud, and much more. Read on to understand how Cyberior enables you, the user, to protect yourself and your data from the digital security threats that lurk the online world.
Credit and Bank Fraud
Cybercriminals often target your sensitive financial data when attempting to steal user information. The theft of such data is often hard to identify until that data has been used by the cybercriminal to engage in activities like taking a fraudulent loan, creating bank accounts in your name and other such unsolicited activities that can harm your financial health.
Your credit report and credit scores are a great tool to keep up to date with the status of your financial health as well as the state of your financial security. The credit score is a numerical representation of your creditworthiness. Any fraudulent loans or credit transactions will reflect in the credit score and can be immediately disputed to ensure no harm comes to your finances or credit health. Your credit report on the other hand is a representation of your financial activity with regards to financial accounts with various banking and credit institutions. This report lets you visualize all your accounts and identify if there are fraudulent accounts in your name that you were unaware of.
Access the Cyberior dashboard to take a look at your credit reports and scores regularly. Monitoring these metrics is the best way to ensure that your financial health and security are intact. Cyberior also alerts you as soon as there is any change to your financial profile, thereby ensuring that you are informed of any wanted or unwanted activity and can proceed to take action as necessary.
Digital Identity and PII Theft
Data such as your passport numbers, driver’s licenses, and other official documentation are simple ways cybercriminals can gather information to breach your accounts and commit fraud. The information in these documents and your online accounts is very sensitive and should be kept safe at all times. However, in the case of a leak or breach of such information, it can be very difficult to identify the breach. At times, it can even be months after the cybercriminal has used the information to commit fraud in your name when you realize it has happened. In such a case it is likely that the criminal will never be identified, and the losses will have to be borne by the individual who has been scammed.
When considering digital identity theft and loss of personally identifiable information, it is difficult to identify when the breach has happened, however, it is very possible to intercept the attempted fraud at the time it takes place. Cyberior provides you with a dynamic dashboard to manage all your cybersecurity needs, and through this dashboard, you can be notified when any action regarding your digital identity or personally identifiable information has been made. This allows you to take action immediately when any unauthorized action or leak has been identified. Cyberior’s cyber resolution specialist team is also always on standby to guide you through these situations to ensure any losses are minimized and dealt with.
Malware, Virus, and Ransomware Infections
With the introduction of computers and complex IT systems, the threat of malicious code that could crumble those complex systems was also created. These malicious lines of code were soon called infections to the system, or more popularly referred to as Viruses. As computing systems became more complex, so did the kind of viruses that were being identified. In turn, new software was created to identify and weed out these viruses that were finding their way onto systems, corrupting them and bringing them to a halt.
Cyberior includes on-device software to prevent such cyber threats from inflicting harm to the digital you. Viruses, malware and other such malicious software can infect your devices through a range of channels such as compromised websites, unverified links, compromised software, public Wi-Fi and much more. To ensure that your devices are protected at all times, on-device antivirus, malware and ransomware software are key.
Data Leaks and Digital Account Breaches
Such breaches occur as a result of human errors, compromised security, outdated software and even malicious attacks. Data leaks are often the result of larger corporations that have been attacked for the sensitive data they own of their users. The leak of such sensitive information could include information such as your credit card information, personally identifiable information and other pertinent information. While the organizations that have your data do usually try their best to prevent data leaks, it is not in the user’s hands. If the data has been leaked, the damages occurring from a cyber-attack will be borne by the end-user.
The user can prevent the misuse of such sensitive information by using digital account monitoring tools that scour the dark web and the internet for the information that should not be leaked. If there has been a data leak where the user’s data has been compromised, they will be immediately notified to make changes to their user accounts on the relevant sites. Cyberior offers digital account monitoring to help users identify when such leaks occur, paired with a layered security solution that helps users get through a cyber-security incident with minimal damages.
Stress and Psychological Trauma
The leak of data and sensitive information can result to a user being scammed or tied up in a fraudulent scheme that can impact their personal and professional careers. Such incidents can also result in damages to a person’s financial health and reputation. The impact of a cyber-incident does not stop there. There is also the mental stress and psychological trauma that a user faces while and after dealing with such an incident.
At Cyberior, we understand how difficult such situations can be to deal with. Cyberior provides a host of services to support the user in a digital world and to safeguard the user’s information to prevent cybersecurity incidents. However, in the case of an incident, Cyberior provides its users access to a team of cyber resolution support specialists that will guide you through any cybersecurity incident.
Financial Damages
The motivation for any criminal to engage in criminal activity is most commonly the money. This motivating factor is not so different for cybercriminals. They attempt to gather your sensitive information and then scam you out of your hard-earned money, be it through your bank account, or through fraudulent loans in your name.
The issue with such cybercrime is that it is very difficult to notice when the theft of data has occurred. As a result, to be aware that fraud has been committed in your name is also difficult. Cyberior provides cyber fraud insurance that helps safeguard users’ financial and mental health. Such services help the user use digital services without worry.