What is identity theft?

Identity theft occurs when someone gains unauthorized access to your personally identifiable information – such as your name, identification numbers, or bank account information – and uses it to commit fraud or other crimes. Taken together, your personally identifiable information represents the “Digital You”.

How identity theft happens?

• Dumpster Diving:

  Dumpster divers may be able to piece together enough information from old bills, financial statements, etc. to get your name, address, account number, bank name, etc. They can then use this information to open new accounts in your name or even assume your identity entirely.

• Email Theft:

  By stealing your e-mails, criminals may be able to take advantage of a pre-approved credit card offer, open account in your name, and go on a spending spree.

• Phishing:

  Identity thieves send you e-mails, falsely claiming to be legitimate enterprise or financial institutions asking you to provide certain information which makes you a victim. More specifically, cyber criminals try to deceive unsuspecting consumers into opening or responding to e-mails designed to capture your personal information for fraudulent purposes.

• Skimming:

  Thieves are sometimes able to manipulate credit card processing machines and ATMs by inserting a device, called as skimmer, which captures the account information of whoever uses it.

• Physical Theft:

  Less sophisticated criminals may take a smash-and-grab approach to identity theft, stealing purses, pick-pocketing people in crowded places, or even stealing personal records from companies.

• Conning:

  Anyone who has ever called a bank or retailer’s customer service number knows that you must go through certain steps to verify your identity before the person on the other end will discuss the particulars of your account. Smooth-talking criminals can sometimes charm or explain their way around these safeguards and get the company representative to provide them with the information needed to fill out financial account applications, a change-of-address form, or the paperwork needed to get a replacement driving licence in your name.

How Cyberior protects?

Cyberior protects you against growing threats of identity theft. By constantly scanning and monitoring your key information, Cyberior safeguards your digital and financial assets. Cyberior detects risk at an early stage by constantly tracking your activities and risk level, alerts you instantly in case of potential threat.

Cyberior has a team of trained resolution experts who will guide you through the complex process and steps to help you to restore your digital identity.  In addition, the Cyberior program comes with insurance protection to reimburse you and help recover losses you may experience as an identity fraud victim.